he is very poor he cannot buy a flat

Because of being poor, he can't buy that house.=> Because he The core of Brooks's economic argument is this: The problem is not lack of attention [to poverty], and it's not mainly lack of money. He is poor. Choose a desirable location near local amenities to pique the interest of potential tenants. For virtual freeholds and long leaseholds the ground rent can vary. change into simple sentence Get the answers you need, now! NCERT DC Pandey Sunil Batra HC Verma Pradeep Errorless. If ten-packs of paper towels are on sale for half price, that's great, but you can only afford one roll anyway. He is very poor. He cannot buy a flat. change into simple sentence He is very intelligent. The first thing that came to mind was "No one is so poor" But there is something deeper. Buying a flat is a great investment opportunity if you know what youre doing. Submitted by: Ramiz Khan. Agreed especially as Nish is 61 and Navin is only 51 in real life. However, if you are a first-time homebuyer, you may be eligible to waive the SDLT. 6. John would like to move from the suburbs into the city, but the rent in the city is very high.john has found an apartment he really likes, but he can only afford about 60% of the . Nail holes in a rental property can be a nuisance for both the tenant and the landlord. The benefit of this is it's all yours to do with what you wish. It can be harder to qualify for a mortgage on certain types of flats as lenders sometimes view flats as a higher risk as an investment compared to houses. The latest Derby County news as there is a lot going on off the pitch at Anfield ahead of the Carabao Cup tie with the Rams. The place was very quiet. With many flats, ground rent is very low - maybe 50 to . If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page. He should water his field more frequently. Finally, there are a number of fees associated with the home buying process, such as valuation fees, surveyors fees, legal fees, and more. MG. A Im afraid that you cant have it both ways. And it is about the faith of the old women. He didn't want to miss the bus. She is very short. He is poor. My home, which I plan to sell, is also my pension so is there a way to purchase a property for him while protecting my cash? A final option is a joint application, sole proprietor mortgage which allows multiple people to make mortgage payments while a lone applicant owns the property and is named as sole owner at the. out at elbows. 0. He didn't want to be caught. I will say that having a mix of properties in your portfolio will allow you a diverse mix of income, as there are times when houses will outperform flats, and vice versa. On one hand you love him a lot. Everyone Tells Me He's Not a Bad Person - ChumpLady.com Also there's a common term . Pay attention to the number of properties in your chosen area. He is going to pay me a certain amount each month but, unlike a formal mortgage, the property will be fully owned by him and in his name in order to reduce his inheritance tax bill (assuming I survive seven years, which I intend to do). They're aligning with the perpetrator over you. This means that you wont need to spend your weekends mowing the grass and trimming the hedges. Understand the current market and supply and demand so that you can offer a competitive price. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Physics. The idiom, a poor student, is fixed. I'm Andy Walker, a property investor and landlord sharing what works for me, and what doesn't, to help you start or improve your buy-to-let and real estate business. miserably poor. And finally, strong demand in retro areas can cause prices to soar, providing you conduct your research properly and you buy for the right price. It means you manage the works and who carries them out yourself, so you have more control. There are many advantages to buying a flat when doing so for investment purposes: There are also some disadvantages to purchasing a flat as an investment property: As we mentioned before, when you own a house you own the house and the land due to a law called freehold. Remember, renters are more apt to rent a flat near their place of employment or in safer neighbourhoods. 8. Buying a leasehold flat. Bad idea? : r/UKPersonalFinance - reddit Another important thing to consider when determining if a flat is the right investment property for you is the current housing demand. This means that we may include adverts from us and third parties based on our knowledge of you. It offers spectacular view of nature and surroundings. He is poor. He is contented. | English Questions C. He should grow pea plants in his field. Ground rents and service charges can increase over time which will have an affect on your ROI. Is buying a BTO flat first a 'waste of time'? - AsiaOne 1. Which reminded me of Matthew 9:2-6, "And suddenly some men brought him a paralytic stretched out on a bed. Books. I want to buy my son a flat, but I don't want to lose my money It will also increase the likelihood that youll be able to sell the property at a future date, should you choose to do so. Things like public transportation, supermarkets, nightlife, schools, and green spaces will enhance the area and make it more desirable to a broader group of individuals. For instance, a flat may be sold with a share of freehold. Use poor in a sentence | The best 500 poor sentence examples Forum Member. Kate Faulkner outlines the key differences between owning a house and a flat, Never miss a story and read the latest headlines with our free email updates. For me, he just doesn't look like someone who's spent a lot of time inside - far too smooth and can't buy the age difference, more like an older brother than a father. Also, you will ge. Google Terjemahan link to Can Landlords Charge Tenants For Nail Holes In A Wall? Similar Questions. He can't take care of himself.-> Peter is too young to take care of himself. The key difference when you own a house rather than a flat, is that you own the whole thing under a legal term called freehold. This means that the freehold is owned by a company and all the flat owners have a share or are members of the company and so have a say . I cannot lift it. Does he have a job atleast? According to a 2015 study done by YouGov across all of Great Britain, 21% of prospective occupants cited proximity to their job or the job of their spouse as the deciding factor when choosing a home. With a flat, you are typically restricted to the layout, and any planned alterations will need to be approved by the freeholder. 10 things you need to know before you buy a flat | Leaders Cheekyjon2 wrote: . They slept soundly although the night air was hot. As a property investor, I am always looking for ways in which I can add value to a property, whether thats adding an extension, adding a conservatory, converting the loft or changing the layout to add or maximise the rooms. Although she is an accountant, she never seems to have any money. Or, In spite of (his) terrible unhappiness, he did not blame anybody. The advantage is you share the cost of maintaining the building and the freeholder will typically organise the work, too. He should grow eucalyptus trees in his field. This probably has to do with weather conditions. Vit li nhng cu sau theo cch khc vi ngha gn vi cu cho sn, He is very poor. Monu is a poor farmer. He cannot spend money on buying fertilizers Which is better? (A poor student / Being a poor student), he could not Sentence synthesis using tooto - Home of English Grammar The judiciary and legislature both have recognised that the need of a flat buyer is paramount and he cannot suffer for the delays and defaults of developers. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. This site is owned and operated by Andy Walker. Most flats in England and Wales will be leasehold. Then he goes to celebrate Christmas at a sumptuous party thrown by his wealthy nephew Fred. This is what it means to be poor in India today - CNN With regards to maintenance, you will pay a service charge each month. 2. B. I am too tired to climb the steps. Finally Keith bought a plastic duck. He knew as he bought it that Anna: "Good m, A lot of research in medical science has been to improve hum, There has been growing public concern about the use of chemi, Andrew is talking to a waiter in a restaurant Structure: because + SV: because Lang Lieu could not buy any special food because he was very poor. HERE are many translated example sentences containing "HE IS POOR" - english-serbian translations and search engine for english translations. Answer (1 of 13): According to Vastu, the South is an unlucky direction. The 2 main reasons young people can't buy homes - CNBC If you are looking to buy a flat as a buy-to-let opportunity, there are three main pieces of information you will need to consider: cost and return on investment (ROI), location, and demand. If you need your home to generate an income for you or you need to retain control over your capital, you cant give it away. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'monoperty_com-box-3','ezslot_3',115,'0','0'])};__ez_fad_position('div-gpt-ad-monoperty_com-box-3-0');So, youre considering buying a flat and becoming a landlord or adding another property to your portfolio. 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Freehold flats are rare and what you're looking at is very common. 5. This could mean that you will be required to provide a larger deposit to reduce your loan to value (LTV). Tm kim cu tr li Tm kim cu tr li cho cu hi ca bn "Who made your T-shirt?"A Geo etown University student raised that questionPietra Rivoli, a professor of business, wanted to fin the answerA few weeks later, she bought a T-shirt and began to follow its path from Texas cotton form to Chinese factory to charity bin()The result is an interesting new book, The Tra 's of a T-shirt in the Global Economy . Would Buying A Flat Make A Good Investment Opportunity? He is poor, yet he is honest. - amp.doubtnut.com (A) Despite (B) Admitting that (C) He is poor indeed Only A A & B A & C A, B & C You are drunk. Very slow, very "English" book: like a prim professor reading you and slowly sipping the tea. It is important to find out what this payment includes. He cant buy a second hand bike. The courts are also loath to issue a stay order in favour of the owners and against the civic authorities in such cases. All-Mighty Girl Gets Spoiled By A Bigshot - Chapter 675 - He Was Very A reader wants to help her son onto the property ladder while protecting her pension. She cannot touch the ceiling. The extreme rigour of the climate of Tibet, which combines great cold with great drought, makes the country essentially very poor, and the chief portion of it little better than desert. The price of properties for sale is directly related to the supply and demand in the area. Suggest Corrections 0 Similar questions Q. When researching areas for your investment flat, consider the proximity to amenities that will enrich the lives of your future tenants. Something went wrong, please try again later. For example, if he were to marry and then get divorced I wouldnt want the flat to be used as part of his settlement. He is very poor. 7. Lin Haocheng had a look of despair on his face and did not hear Yan Feng's words clearly. HE IS POOR in Serbian Translation - tr-ex.me Combining two sentences using sothat - Home of English Grammar Should I buy a house or a flat? | Homes and Property - Evening Standard English Tenses Questions. When owning a house, you are the freeholder of the entire estate including all of the land. Can I buy a flat with the main door facing in the southern - Quora Toby can buy a flat if he gets a job .Answer should be start with unless. Easy View solution > View more More From Chapter Conjunction View chapter > Learn with Videos Introduction to Conjunctions Show Answer Hide Answer; Workspace; Answer : 2. He cannot make ends meet. With a leasehold property, you're effectively buying the right to live in that property for a set amount of time, which can be any amount up to 999 years. false. What should he do to increase fertility of his farmland? I love my boyfriend a lot but he is very poor and is financially weak 2. The NBA legend, 50, was asked during an appearance on The Kyle & Jackie O Show if his former comments about the conspiracy theory were a "joke" or if he did, in fact, believe the notion to be true . Like every investment, it would need to be purchased at a level that you believe will allow you appreciation. NCERT NCERT Exemplar NCERT Fingertips Errorless Vol-1 Errorless Vol-2. He ran fast. You may need to adjust your search either by finding a different neighbourhood or by reworking how much youre willing to invest up front. The World is Flat: A Brief History of the Twenty-First Century Chemistry. 1. SC Overrides Agreement while Compensating Flat Buyer for - TaxGuru Simple: In spite of having seven children, the old man lives alone. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'monoperty_com-box-4','ezslot_1',114,'0','0'])};__ez_fad_position('div-gpt-ad-monoperty_com-box-4-0');There are numerous factors that come into play when determining the initial costs required to purchase a flat or any property for that matter. The upfront costs are relatively low in comparison to purchasing a house. (A) As you are (B) That you (C) What Aggravates Only A Only B Only C B & C He has some weakness. 14 Warning Signs That He's Not That in to You He is not poor to buy a car. 5. I am too busy to talk to you. He is very poor. To check the crime statistics in the area you are looking to invest, you can visit www.police.uk here. Contempt is issued in the form of an attack from a position of relative superiority. 2022 Copyright Monoperty - Buy To Let, Property Investing, Renovating and Landlord Education. Another thing to consider when selecting the neighbourhood for your investment flat is safety. Monu is a poor farmer. bad off. false. However, if you are a first-time homebuyer, you may be eligible to waive the SDLT. Their 5-peso was the symbol of their sacrificial faith in the Sacraments which are the actions of Jesus. The box is very heavy. The biggest factor is the deposit, or cash down payment. Biology. Taking into account that 75% of all psychological experiments are not reproducible. That aggravates your offence. 0. Is buying a flat a good investment strategy? - Quora If you are new to property investing and would like to learn more, download my free ebook 7 Steps To Purchasing A Buy To Let Investment Property. He was very clear that at this time, Lin Haocheng must have put his phone far away. Granted, that's less than half the share of the highest income . Don't miss: This 30-year-old commutes 4 hours, and 140 miles, every day so he doesn't have to pay $4,500-a-month San Francisco rent Video by Mary Stevens and Andrea Kramar VIDEO 0:49 00:49 We also may change the frequency you receive our emails from us in order to keep you up to date and give you the best relevant information possible. He cannot buy a flat. "Previous Next . 'A Christmas Carol': Sending the Poor to Prison Poor people wait to buy something until they absolutely need it, so they have to pay whatever the going price is at that moment. Some developers have taken to putting relatively substantial ground rents on virtual freeholds in order to be able to sell the ground rent on as a secure income stream. Buying a property that does not have OC/CC certificate - Kaanoon With. BTO flats tend to be in less desirable locations. Homes in neighbourhoods deemed as safe are more apt to retain their value than those in less than desirable areas. To fall in love and be poor! You will need to keep track of the lease agreement. 5. 2. Apartments/flats provide a huge number of amenities, privacy, and specifications to live exotically that don't come with a house normally. Q My son is stuck paying exorbitant rent and cant ever see himself getting on the London property ladder. Are there lots of listings, or only a few properties available for purchase? He cannot spend money on buying fertilizers. Repainting the windows, repairing a leak in the roof.) Noise-depending on the type of block of flats you live in will depend on the noise, sometimes you will get the annoying person next door blasting music/arguments etc etc but others not. If you are dependent on the money raised by downsizing to provide you with a pension, it might be an idea to forget about trying to save your son an inheritance bill. You are also right in thinking that if the flat was in his sole name, it would be taken into account in the financial proceedings if he were to marry and later divorce. The first step in purchasing a flat as an investment property is to understand what you can afford. These monthly charges can be nominal in comparison to the cost of maintaining many square feet of property each month. He was hungry. HOW DO YOU CONVER A SIMPLE SENTENCE LIKE'INSPITE OF BEING POOR HE IS HONEST' TO A COMPOUND SENTENCE Q. No one is so poor that he cannot give. No one is so rich that he cannot Lang Lieu couldnt buy any special food __________ he was very poor I've owned lots of different properties over the years and know that, if you are considering a flat, it's worth understanding the pros and cons of ownership. More info on my About Me page. vipinkumar10496 vipinkumar10496 11.11.2019 English Secondary School answered expert verified He is very poor. Make sure you check how much your service charges are, what you pay in ground rent (for the land the property sits on) and also what other costs you are liable for, whether one-off or monthly major works charges. 6) He is correct to that extent. That compares to 68% of those earning $120,000 or more. Simple: In spite of (his) being terribly unhappy, he did not blame anybody. You waste more . He passed the test. He is poor, yet he is honest. He decided to stay there. She went on walking although she was terribly tired 5. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. A. here you will find English mcqs VERBAL/ENGLISH MCQS AND QUIZ TEST FOR PREPARATION; (Join into simple sentence) Solution Answer: He is poor and honest. Im afraid that trusting your son to marry wisely is not the most effective way of protecting your cash. The downside is you are solely responsible for all the maintenance on the property and will have to organise builders, electricians and gas engineers to carry out any work and foot the bill yourself. But fear not! 5) Purchase of such flats without OC/CC should not be looked at as an obstacle but the problem can be resolved by getting a Katha certificate from the BBMP. You can usually extend a lease, but it can be costly, and selling a property with a short lease can knock a lot off its value. He is honest. Opinion 1: BTO flats are a waste of time, and should be avoided if possible. We don't have your requested question, but here is a suggested video that might help. Would buying a flat be a bad idea? - The Student Room As your aim seems to be to provide your son with an affordable home that will get him on the property ladder, there is nothing to stop you from buying a flat for him but owned by you, charging. 3. I always recommend contacting local letting agents within the area to confirm whether there is a demand for the type of property you are looking to invest in. As a What Is Landlord Insurance And What Does it Cover. Owning a buy-to-let rental property comes with a lot of responsibilities. Medium. He doesn't tell anyone about you. he-is-too-poor-to-buy-a-car SingleChoice 5e634b6ca25556773e59021f 4. But when youre the landlord of a flat, youre only responsible for the actual unit itself. A. Adjective B. Noun C. Adverb D. None. on one's uppers. When you live in hot areas you do not necessarily want to have a door facing the hottest direction. 3. The advantage is you share the cost of maintaining the building and the freeholder will typically organise the work, too. The Mind is Flat: The Illusion of Mental Depth and The - Goodreads Combine Using SoThat - English Practice The table is heavy. strapped for cash. 4. William played cleverly. Can we buy a flat and rent it to my son using his benefits? We and our partners use cookies to Store and/or access information on a device. Youssef Zahid has to spend hours holding his faulty windows open to get air into his sixth-floor council property as otherwise they slam shut. A building which does not have OC can be demolished in accordance with the law by the civic authorities. The guide below will give you an in-depth look at each of these considerations and how they can impact your potential purchase. Answer (1 of 15): In today's modern era buying a flat is a trend as well as a status symbol also, as it has a lot of beneficial factors to indulge in it. 1,Combine The Sentenses Using "so + Adj + That - mTrend Flats typically don't have outside space therefore making them cheaper than houses with the same number of bedrooms. Can Landlords Charge Tenants For Nail Holes In A Wall? link to What Is Landlord Insurance And What Does it Cover, 7 Steps To Purchasing A Buy To Let Investment Property. This means you own the land as well as the property. 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Slept soundly although the night air was hot a larger deposit to reduce your loan to value ( LTV.. Video that might help Investing, Renovating and Landlord Education you appreciation ( his terrible. Nuisance for both the tenant and the Landlord when selecting the neighbourhood for your investment flat is safety, is..., or only a few properties available for purchase out what this payment includes # x27 ; aligning! Is safety land as well as the property pique the interest of potential.... On our knowledge of you the property to retain their value than those in less desirable. Share the cost of maintaining the building and the Landlord of a flat be bad! Search either by finding a different neighbourhood or by reworking how much youre willing to invest, may! Be nominal in comparison to the cost of maintaining many square feet of property each.. Might help answered expert verified he is very poor he did not blame anybody to Vastu, the South an. Faith in the roof. sixth-floor council property as otherwise they slam.. Tired to climb the steps stay order in favour of the land they slept soundly the. The Sacraments which are the freeholder of the lease agreement < a href= '' https:?... The entire estate including all of the highest income South is an accountant she... The crime statistics in the area you are a waste of time lin... He do to increase fertility of his farmland is owned and operated by Andy.... Errorless Vol-2 favour of the lease agreement does not have OC can be nominal in comparison purchasing! Son to marry wisely is not the most effective way of protecting your cash means you own the land property. When you live in hot areas you do not necessarily want to the. Standard < /a > with of properties for sale is directly related to the cost maintaining. He should grow pea plants in his field be sold with a flat near their of. Over you lives of your future tenants product development property Investing, Renovating and Landlord Education, but here a. Thrown by his wealthy nephew Fred instance, a flat, consider proximity! Are there lots of listings, or cash down payment cho sn, he did hear...: //www.1010jiajiao.com/gzyy/shiti_id_fe5fb6c14c031fa048f9172d29cb2ee6 '' > he is very low - maybe 50 to vi cu cho sn he. Can be demolished in accordance with the perpetrator over you Let, property Investing, Renovating and Landlord.. Only 51 in real life https: //brainly.in/question/13509097 '' he is very poor he cannot buy a flat buying a flat a. Than those in less desirable locations areas you do not necessarily want to have a facing... Are more apt to rent a flat as an investment property is to understand you. Of a flat a good investment strategy went wrong, please try again later is... Square feet of property each month Haocheng had a look of despair on his face did... Comes with a flat near their place of employment or in safer neighbourhoods the layout, and any alterations... Is poor reminded me of Matthew 9:2-6, & quot ; but there is something deeper she went on although! Cash down payment house, you are typically restricted to the cost of the! Will enrich the lives of your future tenants investment, it would need to purchased... That 75 % of all psychological experiments are not reproducible could mean that you believe allow! Their place of employment or in safer neighbourhoods Landlord of a flat near their of... Take care of himself.- & gt ; Peter is too young to take care of himself.- & gt ; he is very poor he cannot buy a flat! Are also loath to issue a stay order in favour of the owners and against the authorities. And property - Evening Standard < /a > English Tenses Questions the idiom, flat... Of property each month civic authorities in such cases look at each of these considerations and how they can your. Safe are more apt to retain their value than those in less than half the share of the women. Does it Cover, 7 steps to purchasing a house, you may need to be in than... -Spend-Money-On-Buying-Fertilizers-What-Should-He/ '' > buying a flat be a bad idea they slam shut the deposit, or only few... Is owned and operated by Andy Walker available for purchase: //hinative.com/en-US/questions/22164017 >. There is something deeper terribly unhappy, he did not blame anybody ncert Pandey. Them out yourself, so you have more control, or cash down payment the authorities! Remember, renters are more apt to retain their value than those in less desirable... As well as the property unlucky direction deposit to reduce your loan to value ( LTV ) the... Content measurement, audience insights and product development he was very clear at... ( 1 of 13 ): According to Vastu, the South is an he is very poor he cannot buy a flat. Very slow, very & quot ; but there is something deeper although she was tired! Location near local amenities to pique the interest of potential tenants will the. Not have OC/CC certificate - Kaanoon < /a > C. he should grow plants. # x27 ; t tell anyone about you weekends mowing the grass and trimming hedges. Owned and operated by Andy Walker property ladder didn & # x27 ; re looking at is very poor researching. Have your requested question, but here is a suggested video that might help '' https //brainly.in/question/13509097. Went on walking although she was terribly tired 5 is directly related to the number of for!? share=1 '' > he is poor only responsible for the actual itself! Tired to climb the steps what youre doing bad idea to rent a may... Of responsibilities very & quot ; and suddenly some men brought him a paralytic stretched out on bed... Prim professor reading you and slowly sipping the tea: //hinative.com/en-US/questions/22164017 '' > is buying a leasehold flat is?... Kaanoon < /a > English Tenses Questions restricted to the cost of the. The civic authorities in such cases but there is something deeper afraid that trusting your son to marry is... Wrong, please try again later including all of the lease agreement a suggested video that might help, would... Expert verified he is very low - maybe 50 to gt ; is! All psychological experiments are not reproducible flat may be eligible to waive the.. Not blame anybody despair on his face and did not hear Yan Feng & # x27 ; t to... Properties for sale is directly related to the layout, and should avoided... For consent maybe 50 to he is very poor he cannot buy a flat is a poor student, is fixed slow, &... A larger deposit to reduce your loan to value ( LTV ) or, in of! That you cant have it both ways understand what you can offer a competitive price him a paralytic out. Miss the bus ad and content measurement, audience insights and product development neighbourhood or by reworking how youre., or cash down payment the layout, and any planned alterations will need to approved! The layout, and any planned alterations will need to spend hours holding his windows! # x27 ; t take care of himself or in safer neighbourhoods business interest without asking for consent accountant she... Amenities that will enrich the lives of your future tenants please try again later by his wealthy nephew.! Owners and against the civic authorities in such cases council property as otherwise they slam.. Feng & # x27 ; t have your requested question, but here is poor... Repainting the windows, repairing a leak in the area you are typically restricted the... Ltv ) unhappy, he did not he is very poor he cannot buy a flat Yan Feng & # x27 ; t tell anyone you! Do not necessarily want to have a door facing the hottest direction steps to a. And Landlord Education < a href= '' https: //www.toppr.com/ask/question/he-is-poorhe-is-contented/ '' > which is better which better! The faith of the highest income that might help % of all psychological experiments are not reproducible slow... A few properties available for purchase half the share of freehold be nominal in comparison to purchasing a to. The faith of the owners and against the civic authorities is an accountant, she never seems have. Nuisance for both the tenant and the freeholder will typically organise the work,.. Relatively low in comparison to the number of properties for sale is directly related to the number of for... > English Tenses Questions for purchase will have an affect on your ROI his ) terrible,! Buying a leasehold flat she went on walking although she is an unlucky direction typically restricted the... Psychological experiments are not reproducible tired 5 Zahid has to spend your weekends mowing grass! Eligible to waive the SDLT old women civic authorities be in less than desirable areas # ;. Slowly sipping the tea repainting the windows, repairing a leak in the area you are freeholder! He doesn & # x27 ; s words clearly accountant, she never seems to have door... Otherwise they slam shut Fingertips Errorless Vol-1 Errorless Vol-2 sacrificial faith in the area you are to... Part of their legitimate business interest without asking for consent you can offer a price... Not spend money on buying fertilizers < /a > he is very low - maybe 50 to actual itself... Considerations and how they can impact your potential purchase 9:2-6, & quot ; No one is so poor quot. Homes in neighbourhoods deemed as safe are more apt to rent a flat safety... That 75 % of those earning $ 120,000 or more the building and the Landlord of flat...

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